What is it?
Making the Right Money Moves is a unique, hands-on program that brings personal financial education to high schools.
Credit unions choose to sponsor local schools where teachers, using this program, cover the basics of personal finances.
Why do credit unions
need it?
Your opportunity to meet and develop new members.
Making the Right Money Moves encourages high school students to use credit union products and services.
Generate a positive image.
Making the Right Money Moves will generate beneficial publicity for your credit union as the credit union that cares about education.
Save time, manpower and money.
As a complete 'turnkey' service, Cemark handles all the details of running the program.
Why do teens need it?
It is important for young people to know how to handle finances.
Too many have money, but don't know what to do with it.
- Teens earned more than $94 billion in 1998, 11% more than the previous year.
- 75% of teens claim to save; yet only 25% have long term savings goals.
- 80% of high school students want instruction in financial matters.
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What concepts are covered?
- How to prepare a budget and keep good financial records
- Personal savings strategies and savings account choices
- How to write checks, balance a checking account and reconcile with the statement
- How to use credit wisely and compare the costs of different types of credit
- How to build and keep a good credit rating
- How to apply for a loan and what credit unions look for in an applicant
- What a credit union is and its role in the economy
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How does it work?
Cemark handles the entire service and distribution process, from identifying the high school teachers who agree to incorporate
Making the Right Money Moves into their curriculum to providing you with a monthly report of all materials shipped at the teachers' request.
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What do teachers say about it?
"This information was presented to our Senior class. Each senior received a book which will be an excellent source of information for entering college or the world of work."
~ Petersburg High School, Petersburg,
VA
"I have used these books for two years in a row. I am grateful for your support. They are very useful and pertinent for teaching students about financial money management."
~ East Hartford High School,
East Hartford, CT
"I've come to depend upon this literature as part of our Consumer curriculum. It is a practical application of information needed in every day life."
~ Valley High School,
Spence, IN
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